Posted by kyle on April 30, 2025
A voided check provides necessary information for electronic transactions to and from an account. A voided check serves no purpose if you don’t have an account set up to send or receive money. Your bank account statement might also serve as a substitute for a voided check, again depending on why you need one. Just take care to black-out or obliterate any personal information that you don’t want to share, such as your checking account balance. Voiding a check is a common practice used to nullify incorrect checks and set up direct deposits or bill payments. The process is fairly straightforward, but it’s important that you do it carefully to avoid someone using your check fraudulently.
There are more secure and convenient alternatives to checks
Choose from business checking, business credit cards, merchant services or visit our business resource center. Earlier this week, I wrote about getting a voided check from Bank of America. Just like getting a check from BOA, Chase bank makes it easy to get one. All you need is a proof showing you are the owner of the account you are trying to set up a direct deposit on. You must submit a voided check to schedule payments from your checking account. For example, if you want to pay your bills, loans, and mortgages, you submit a voided check to schedule the payments.
Ultimately, voiding a paper check can be useful in many situations, mainly because there is important banking information which could be dangerous in the wrong hands. Once you’ve voided a check, try to ensure it’s either disposed of or kept safely with other sensitive files. In a sense, discarding a voided check is as useful in protecting your finances as voiding it. Physical checks commonly have an account holder’s name, address, checking and routing numbers. Having all this on a voided check makes it easier for an employer to establish and verify a connection to the bank account where you want your paycheck deposited. Employees who go for direct deposits will plead for a voided check.
Suppose you’ve voided an inspection, and you start wondering if someone misplaced your statement after a while. No matter who’s dealing with your accounts, there will be a moment when you’ll take strides on your own. Visit a branch and ask a teller to void a check for you, providing the check number and amount for processing 6. Using an updated version will help protect your accounts and provide a better experience. Hence, the importance of using a permanent ink for this purpose. It ensures people do not erase the word- void, in order to use your check for nefarious purposes.
You may get a bonus when you open an account and set up direct deposit. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Another solution is to visit a branch and ask for a “counter check.” The teller might be able to print a check with your account information on it.
Listen, a voided check has information about your bank account and routing number. When you do not void the check properly, someone can make a copy of your check and commit check fraud with it. You may need to use a voided check when you write a check and make mistakes.
Alternatives to set up direct deposit
For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback. View the Chase Community Reinvestment Act Public File for the bank’s latest CRA rating and other CRA-related information. A voided check is simply a paper check with the word “VOID” written across it, often in big letters, indicating without a doubt that it shouldn’t be used for making a payment. See our Chase Total Checking® offer for new checking customers. View FAQs, how-to videos and other resources to help you get started with your new account.
What is the difference between voiding and cancelling a check?
You can either send this to yourself, or print it out and give to your employer. Either way, be sure to practice safe handling of your personal data. I do not recommend this approach though, since there is a risk of missing a digit when filing out the blank. This is why I will recommend you to use the Chase app to create a voided check. You can void a blank check by writing ‘VOID’ in capital letters across the face of the check. Also, you can write ‘VOID’ on the amount box, payee line, dateline, or signature line.
The best thing about the mobile chase app is that if you can’t find the check is canceled, you can choose the option of new payment so that the previous request will be withdrawn. Therefore, it would be best to record the voided check, including the check’s number. It would be even better to mention the reason for its revocations.
Why Would You Void A Chase Check?
The check would bear all the account information that’s required to electronically send money to your account. You might also have to sign a form for your employer attesting to the information, according to Huntington. If you’re unable to provide a voided check, or if your bank doesn’t offer paper checks, there are alternative methods to set up a direct deposit or an electronic payment. A void check from a Chase branch will not cost you a single cent.
Morgan Wealth Management Branch or check out our latest online investing offers, promotions, and coupons. Our suite of security features can help you protect your info, money and give you peace of mind. See how we’re dedicated to helping protect you, your accounts and your loved ones from financial abuse. Also, learn about the common tricks scammers are using to help you stay one step ahead of them. If you see unauthorized charges or believe your account was compromised contact us right away to report fraud. For extra security, consider using a paper shredder, which makes it difficult to piece the check back together to reveal sensitive information.
- Make sure the bank routing number and your account number on the bottom of the check are still readable, as well as the name and address of the bank (if included on the check).
- Please check directly with your employer for specific timing.
- This website does not include all card companies or all card offers available in the marketplace.
- You can send your voided check as an attachment or image in an email after encrypting and protecting it with a password.
For example, consider encrypting the image or uploading it to a secure file vault. A voided check is one that literally has the word “void” written on the front of the check in large voided check chase letters, preventing it from being cashed or deposited. You might also enter the word in the amount box on the front of a check and atop the check number, as well as on the payee line and signature line to make your intention clear. Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC. With Chase for Business you’ll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and managing payroll.
- Your request will be denied if any of your given information is mismatched with the actual data.
- You can see online images of checks you’ve written for up to three years when you sign in to your account on chase.com or on the Chase Mobile® app.
- In the end, let’s talk about the security of your account.
- View FAQs, how-to videos and other resources to help you get started with your new account.
- This is an independent personal finance blog with articles written by Chime NU, which simplifies personal finance for young working class adults.
You may even be able to create such a form online if you’ve set up internet access to your account. Some mobile apps are set up to actually provide you with a voided check if you want one, according to Current. Whoever has asked you for a voided check might let you submit this electronically instead of giving them a paper check. Chase serves millions of people with a broad range of products. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place.
